Tips for Mature Drivers

The headlines are riddled with lots of great ways to save money for youthful drivers but you don’t find much when it comes to mature drivers. Here are a few things to look out for to continue to receive the BEST rates the older you get.

  1. Check your local DMV/BMV for any defensive driving courses to take. Most Insurance Companies will reward drivers who show responsibility in taking these classes to prove they are very safe drivers.
  2. Pay attention to your driving habits. Are you driving less? If you see a decrease in millage you should record this and contact your insurance company to see if you can save money by providing them with this. Also check around with competitors to see if they offer a discount. Chances are, they do!
  3. Periodically review your policy coverage’s to see if you can adjust anything to lower your premium. If your vehicle is older you might not need all the coverage’s you originally selected.
  4. Discounts change all the time. New ones are added etc. Contact your carrier to see if anything new is available and what you may qualify for.
  5. Deductible: If you know your track record is good you may want to adjust your deductible amounts to save money.

With the cost of living constantly changing and gas prices rising there are things you can do to cut costs like saving money on your insurance. Quote often with other companies, you will be glad you did!