Four Ways A Licensed Insurance Agent Can Help You

When was the last time your agent actually reviewed your insurance policy? It is a good idea to review your policy every 1.5 or 2 years. If you have not done this lately, let me help you take the first step. I will review your current policy to ensure you have the appropriate coverage for what you need to protect your home and family. Give yourself piece of mind knowing you are properly covered.

Explain Your Coverages

Do you know how much money your insurance company will pay out for an accident that you have caused? Do you know what will happen if that money runs out? Don’t be caught off guard and don’t be uninsured or underinsured. I can help by reviewing your current policy to insure you have appropriate coverage for your needs.

Evaluate Your Risks

Before I bought my home, I rented a house. I didn’t think anything could happen to me financially if I caused a serious accident and didn’t have enough car insurance to cover the costs. Wrong! I quickly learned just because I did not own ‘a home or property’ to loose in a law suit, I could still be sued for my wages. Meaning, if I hurt someone severely enough, or caused death, I could have my wages garnished. A licensed insurance agent can make sure you’re never in this situation.

Save You Money

If you’ve had a lapse or have not needed insurance before, did you know that some insurance companies will charge you a higher premium to start you off? I will check with all of my companies to ensure you are getting into a new policy with the best coverages and the best down payment that is available. I can help get you back on the road and feeling good about your policy and the coverages that protect you.

You can get a rough “ball park’ insurance quote from many companies online, but talking with an agent, like me, allows you to ask questions and even get multiple quotes so you can find the policy that is best for you.